The effect of funding strategy on the lending patterns of banks in Ghana
2017-12-14 09:30:14 Viewed: 6631 Downloads: 2133-
The effect of funding strategy on the lending patterns of banks in Ghana
Angela Azumah Alu,Mohammed Amidu, K. A. Osei and Ransford Kuipo
Publisher:
Pub: 2017-12-14 09:30:14
Email it to me(Requires login) Download this PDF file
-
This article examines the effect of funding strategy on the lending patterns of banks in Ghana. We employ a panel dataset of banks from 2005 to 2011, to analyse the impact of funding sources on three sets of lending patterns employed by banks: Primary, secondary and tertiary economic sectors. The result shows that banks in Ghana use internally generated funds to finance loans to the primary and secondary sectors of the economy. In addition, our findings suggest that bank lending to the tertiary sector of the economy is significantly more sensitive to wholesale funding than to deposit and internally generated funds. The overall implication of this finding is that the bank funding structure needs to be considered in addition to the traditional bank-specific indicators when assessing banks’ ability to finance economic activities.
Email it to me(Requires login) Download this PDF file
-
Email it to me(Requires login)
Download this PDF file
-
References are not ready for this file yet, please refer to reference from the PDF file
-
Keywords
Africa,developing country,funding sources,Ghana,lending patterns
Other Informations
-
Author Published Papers
-
The Looting Machine:Warlords, Oligarchs, Corporations, Smugglers, and the Theft of Africa’s Wealth
Publisher:
Viewed: 11071 times, Downloads: 7141 times
-
Publisher: African Review of Economics and Finance
Viewed: 10671 times, Downloads: 1468 times
-
Publisher:
Viewed: 10481 times, Downloads: 2234 times
-
Publisher:
Viewed: 8572 times, Downloads: 1864 times
-
Thokozani Simelane and Mohamed Abdel-Rahman (eds)
Publisher:
Viewed: 8285 times, Downloads: 1840 times
-
Highlife Saturday night: Popular music and social change in urban Ghana
Publisher:
Viewed: 8041 times, Downloads: 1845 times
-
The struggle over work: The ‘end of work’ and employment alternatives for post-industrial societies
Publisher:
Viewed: 7628 times, Downloads: 1966 times
-
In defence of post-Keynesian and heterodox economics - responses to their critics
Frederic S. Lee and Marc Lavoie
Publisher:
Viewed: 7318 times, Downloads: 2177 times
-
Publisher:
Viewed: 7262 times, Downloads: 3276 times
-
Aderanti Adepoju, Tom van Naerssen and Annelies Zoomer
Publisher:
Viewed: 7242 times, Downloads: 2074 times
-
Jolle Demmers, Alex E. Fernández Jilberto and Barbara Hogenboom
Publisher:
Viewed: 7202 times, Downloads: 5756 times
-
Regional integration and social cohesion: Perspectives from the developing world
Candice Moore, Brussels P. I.E and Peter Lang
Publisher:
Viewed: 7191 times, Downloads: 2197 times
-
Ethiopia’s Investment Prospects: A Sectoral Overview
Publisher:
Viewed: 7175 times, Downloads: 3608 times
-
The forgotten people: Political banishment under apartheid
Publisher:
Viewed: 7172 times, Downloads: 1894 times
-
Publisher:
Viewed: 7038 times, Downloads: 2026 times
-
Livelihood Strategies in African Cities: The Case of Residents in Bamenda, Cameroon
Publisher:
Viewed: 6987 times, Downloads: 1932 times
-
Development dilemmas: The methods and political ethics of growth policy
Publisher:
Viewed: 6924 times, Downloads: 2476 times
-
Economics for Everyone: A Short Guide to the Economics of Capitalism.
Publisher:
Viewed: 6924 times, Downloads: 2283 times
-
Food Security in Africa and Asia: Strategies for Small-scale Agricultural Development
Publisher:
Viewed: 6899 times, Downloads: 2575 times
-
Politics, disability and social inclusion: People with different abilities in the 21st century
Publisher:
Viewed: 6895 times, Downloads: 1933 times
-
Natural Resources, Conflict, and Sustainable Development: Lessons from the Niger Delta
Okechukwu Ukaga, Ukoha O. Ukiwo and Ibaba Samuel Ibaba (eds.)
Publisher:
Viewed: 6862 times, Downloads: 4219 times
-
Integral green Zimbabwe: An african phoenix rising
Elizabeth Mamukwa, Ronnie Lessem and Alexander Schieffer (eds)
Publisher:
Viewed: 6819 times, Downloads: 2420 times
-
Institutional analysis of condominium management system in Amhara region: the caseof Bahir Dar city
Publisher:
Viewed: 6808 times, Downloads: 2470 times
-
Economics of the 1%: How mainstream economics serves the rich, obscures reality and distorts policy
Publisher:
Viewed: 6805 times, Downloads: 3368 times
-
Peri-urban Agriculture: The Case of Market Gardening in Niamey, Niger
Ludovic Andres and Philippe Lebailly
Publisher:
Viewed: 6791 times, Downloads: 3260 times
-
The Quest for Equity in the Provision of Health Care in Ghana
Publisher:
Viewed: 6705 times, Downloads: 1699 times
-
The effect of funding strategy on the lending patterns of banks in Ghana
Angela Azumah Alu,Mohammed Amidu, K. A. Osei and Ransford Kuipo
Publisher:
Viewed: 6632 times, Downloads: 2133 times
-
The science of subjective well-being
Michael Eid and Randy J. Larsen
Publisher:
Viewed: 6618 times, Downloads: 2003 times
-
Walk with the devil: My endless struggle against the cunning and traps of the devil
Publisher:
Viewed: 6577 times, Downloads: 2002 times
-
Oiling the urban economy: land, labour, capital, and the state in Sekondi-Takorad, Ghana
Publisher:
Viewed: 6332 times, Downloads: 1997 times
-
Millennium Development Goals: Looking Beyond 2015
Matthew Clarke and Simon Feeny
Publisher:
Viewed: 6295 times, Downloads: 4596 times
-
Publisher:
Viewed: 6293 times, Downloads: 2837 times
-
Tribute to a true and loyal friend
Publisher: African Review of Economics and Finance
Viewed: 6209 times, Downloads: 2013 times
-
Mohammad H. Sepahvanda and Roujman Shahbazian
Publisher: African Review of Economics and Finance
Viewed: 5840 times, Downloads: 6537 times
-
Local Government Finance: A Comparative Study
Publisher: African Review of Economics and Finance
Viewed: 5622 times, Downloads: 1950 times
-
Knowledge sovereignty among African cattle herders
Publisher: African Review of Economics and Finance
Viewed: 5426 times, Downloads: 1405 times
-
Women and the informal economy in urban Africa: from the margins to the centre
Publisher: African Review of Economics and Finance
Viewed: 5138 times, Downloads: 0 times
-
Real estate, construction and economic development in emerging market economies
Publisher: African Review of Economics and Finance
Viewed: 5058 times, Downloads: 1792 times
-
Table of contents for the December Issue, Volume 11 Issue 2, December 2019
Publisher: African Review of Economics and Finance
Viewed: 4861 times, Downloads: 1785 times
-
On the theory of optimal depletion of an exhaustible resource: the case of oil in Ghana
Publisher: African Review of Economics and Finance
Viewed: 4827 times, Downloads: 2209 times
-
Publisher:
Viewed: 4758 times, Downloads: 2179 times
-
Contribution of Agriculture to Deforestation in the Tropics: A Theoretical Investigation
George Adu, George Marbuah and Justice Tei Mensah
Publisher:
Viewed: 4295 times, Downloads: 2127 times
-
Publisher:
Viewed: 4199 times, Downloads: 1804 times
-
China’s Second Continent. How a million migrants are building a new empire in Africa
Howard W. French and Alfred A. Knopf
Publisher:
Viewed: 4172 times, Downloads: 2460 times
-
Africa’s Failed Economic Development Trajectory: A Critique
Publisher:
Viewed: 4148 times, Downloads: 3445 times
-
Climate Change and Sustainable Urban Development in Africa and Asia
Publisher:
Viewed: 4065 times, Downloads: 1676 times
-
Arrival City: How the Largest Migration in History is Reshaping our World
Publisher:
Viewed: 3923 times, Downloads: 2377 times
-
Comment on 'Poverty in Africa: How have growth and inequality mattered?'
Publisher: African Review of Economics and Finance
Viewed: 3846 times, Downloads: 9 times
-
Bradley Bordiss and Jannie Rossouw
Publisher: African Review of Economics and Finance
Viewed: 3835 times, Downloads: 1286 times
-
Characteristics of Urban Food insecurity: The Case of Kinshasa
Philippe Lebailly and Damien Muteba
Publisher:
Viewed: 3832 times, Downloads: 3428 times
-
Hemant R. Ojha, Andy Hall and Rasheed V. Sulaiman (eds.)
Publisher:
Viewed: 3828 times, Downloads: 2093 times
-
Agricultural development in China and Africa: A comparative analysis
Li Xiaoyun, Qi Gubo, Tang Lixia, Zhao Lixia, Jin Leshan, Guo Zhanfen and Wu Jin
Publisher:
Viewed: 3793 times, Downloads: 1623 times
-
Dynamics of current account deficits over the economic cycle of countries with an emergence horizon
Publisher: African Review of Economics and Finance
Viewed: 3728 times, Downloads: 1213 times
-
-
Article Statistics (Metrics)
Viewed: 3728 times
Downloads: 1213 times
-
Citations
-
Licencing
-
Keywords
Current account deficit; Business cycle; countercyclical; procyclical; Quantile regression